Types of Survivor Benefits
FERS/CSRS Survivor Annuity
Continuing pension payments to your spouse – up to 50% of your pension for life.
Social Security Survivor
Monthly payments for spouse and eligible children based on your earnings record.
FEGLI Death Benefit
Lump sum life insurance payout to your designated beneficiaries.
Thrift Savings Plan
Your entire TSP balance transferred to your designated beneficiaries.
Unpaid Compensation & Leave
Any salary, unused annual leave, and other compensation owed at time of death is paid to survivors.
🤔 The Big Decision: Survivor Annuity Elections
When you retire, you must decide how much of your pension to leave to your surviving spouse. This decision is permanent and directly affects your monthly retirement payment.
Spouse Annuity
Exact monthly amounts for your spouse
Children's Benefits
Eligibility and payment amounts
Total Impact
How elections affect your pension
Protect What Matters Most
Understand exactly what your family would receive – no surprises
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